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State Approves Cameras in Nursing Home Rooms

State Approves Cameras in Nursing Home RoomsEarlier this year, we discussed the possibility of installing Cameras in Nursing Home Rooms and the repercussions the idea posed. More recently, cameras have been permitted in California nursing homes and assisted living patient rooms upon consent. In an age where accountability is so vital to society, a variety of industries are starting to employ video recording as part of safety protocols. In addition to proper practices, Assisted Living Liability Insurance can help to ease the transition to camera based patient care.

After much..


Tags: Assisted Living Liability Insurance Camera Laws in Nursing Homes Cameras in Nursing Home Rooms

Posted:August 21, 2015
Posted in: Assisted Living Facility, Blog

GPS System for Nursing Home Residents

GPS System for Nursing Home Residents An administrator for a senior living establishment has employed the use of GPS-like technology to effectively track residents and promote safety during daily operations. The Michigan based facility has been successful with their implementation of this new development, helping to decrease Assisted Living Liability.

Deb Banton has turned to advanced technology to improve customer care and safety practices in her 65-bed facility, Traverse Victorian Senior Living. The new home, which opened in March, features three separate themed rooms, luxury accommodations, and upscale decoration. Although Banton..


Tags: Assisted Living Liability GPS Locator for Seniors Nursing Home Industry Trends

Posted:August 7, 2015
Posted in: Assisted Living Facility, Blog, Senior Living

Virginia Nursing Facility Settles Disability Act Suit

Virginia Nursing Facility Settles Disability Act SuitFairfax Nursing Center, a long-term care provider, has reached a settlement of $97,500 in a suit claiming the facility failed to provide accommodations for deaf individuals. Two deaf family members of an FNC patient filed the claim in 2014 when sign language interpreters or auxiliary aids were not provided during critical communications regarding the care of the resident. Given the severity of these claims, it is important to note that VA Nursing Home Liability can be minimized upon the proper compliance with disability laws.

The..


Tags: Accommodations for the Deaf ADA Compliance ADA Violation VA Nursing Home Liability

Posted:July 27, 2015
Posted in: Blog, Nursing Home

Discrimination Lawsuit Puts Nursing Home in Hot Water

Discrimination Lawsuit Puts Nursing Home in Hot WaterIn recent news, a woman claimed she was fired from a nursing facility due to her disability and her pregnancy. A lawsuit was filed with the Equal Employment Opportunity Commission (EEOC) against NHC Healthcare of South Carolina. In the midst of this potential wrongdoing, ensure your client’s nursing homes and healthcare staff are equipped with an adequate Nursing Home Risk Management policy. Your clients should be also be aware that the well-being of their employees is just as important of the well-being of..


Tags: Employee Discrimination nursing home Nursing Home Risk Management Risk Management Insurance

Posted:July 10, 2015
Posted in: Blog, Risk Management

Could GPS Devices be the Answer to Dementia Care?

Could GPS Devices be the Answer to Dementia CareA study performed in Norway has tested the use of GPS tracking devices to assist dementia and cognitive dysfunction patients in navigating their activities. This tactic has been overall beneficial to the patients and their kin, healthcare providers, and assisted living staff. When reviewing your clients’ Senior Living Liability needs, it is important to stay up-to-date on nursing home news around the globe should programs such as this ever be implemented in the United States.

The ongoing study is being carried out by..


Tags: Dementia Patient GPS Technology Nursing Homes senior living liability

Posted:July 6, 2015
Posted in: Blog, Nursing Home, Senior Living

Pairing Young and Old: Preschool ‘Transforms’ Nursing Home

Pairing Young and Old: Preschool ‘Transforms’ Nursing HomeWho would have ever thought that pairing preschoolers with elderly nursing home residents could be beneficial? Once Seattle facility, Providence Mount St. Vincent, houses over 400 elderly residents and has recently welcomes children from the Intergenerational Learning Center (ILC) childcare facility to interact with the residents through structured and unstructured activities.

The purpose of the ILC, in broad terms, is to help the kids involved learn about..


Tags: insurance nursing home Program Risk Management

Posted:June 24, 2015
Posted in: Blog, news_update

GA Senior Living Organization to Open Board & Care Home

GA Senior Living Organization to Open Board & Care HomeA modern alternative to nursing homes is being implemented in the Atlanta area. Regency Home Care has announced that it has opened a more personal home environment experience called Residences by Regency. New creative developments such as these require insurance policies in order to protect against any liabilities and risk exposures associated with typical nursing homes. A Senior Living Program insurance package will protect your client’s business and assets.

The Regency Residents provides a more normalized senior living lifestyle. According to


Tags: Assisted Living Program Atlanta Georgia Senior Living Program GA

Posted:June 12, 2015

Do Nursing Homes Need Policies for Intimate RelationshipsIn the past year, there has been increased scrutiny on what happens inside nursing homes; with lawsuits being prompted by everything from elderly abuse to what type of entertainment is appropriate for senior citizens living in assisted living facilities. The appropriate Nursing Home Risk Management Policy will financially protect your clients’ facilities, but insurance only goes so far. At some point, certain actions become more of a question of ethics than it does financial responsibility.

Take the issue of intimate relationships among assisted..


Tags: insurance Intimate Relationships liability nursing home Professional Liability Program Risk Management senior living Sexual Abuse Sexual Misconduct

Posted:May 6, 2015
Posted in: Blog, Senior Living

New York Caregivers Call for Safer Staffing in Nursing HomesAs reported last Wednesday, approximately 18,000 nursing home caregivers took to the streets of New York City, Long Island, Westchester, Rockland and Orange counties recently to demand improved staffing in order to achieve consistent quality care of nursing home residents. These nursing home workers, members of 1199SEIU United Healthcare Workers East, have been working without a contract since it expired on September 30, 2014. Resident and patient care in nursing homes is a primary concern when it comes to reducing


Tags: Assisted Living Risks Caregiver Insurance Caregivers insurance Risk Management risks Understaffing

Posted:April 23, 2015

Could Nursing Home Construction Ban do More Harm Than GoodAccording to a December report from Indiana’s Family and Social Services Administration, the state could potentially see a $24 million increase in annual Medicaid costs with the current two dozen new nursing facilities that have submitted construction plans to state agencies. This number is the motivation behind a proposed ban, or moratorium, on nursing home construction in Indiana.

While this bill would not affect counties with occupancy rates greater than 90 percent, the Legislature is reconsidering an effort to impost a three-year..


Tags: Construction Ban Indiana insurance Moratorium nursing home

Posted:March 30, 2015
Posted in: Blog
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance