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Do Nursing Homes Need Policies for Intimate Relationships?

Do Nursing Homes Need Policies for Intimate RelationshipsIn the past year, there has been increased scrutiny on what happens inside nursing homes; with lawsuits being prompted by everything from elderly abuse to what type of entertainment is appropriate for senior citizens living in assisted living facilities. The appropriate Nursing Home Risk Management Policy will financially protect your clients’ facilities, but insurance only goes so far. At some point, certain actions become more of a question of ethics than it does financial responsibility.

Take the issue of intimate relationships among assisted..


Tags: insurance Intimate Relationships liability nursing home Professional Liability Program Risk Management senior living Sexual Abuse Sexual Misconduct

Posted:May 6, 2015
Posted in: Blog, Senior Living

New York Caregivers Call for Safer Staffing in Nursing Homes

New York Caregivers Call for Safer Staffing in Nursing HomesAs reported last Wednesday, approximately 18,000 nursing home caregivers took to the streets of New York City, Long Island, Westchester, Rockland and Orange counties recently to demand improved staffing in order to achieve consistent quality care of nursing home residents. These nursing home workers, members of 1199SEIU United Healthcare Workers East, have been working without a contract since it expired on September 30, 2014. Resident and patient care in nursing homes is a primary concern when it comes to reducing


Tags: Assisted Living Risks Caregiver Insurance Caregivers insurance Risk Management risks Understaffing

Posted:April 23, 2015

Could Nursing Home Construction Ban do More Harm Than GoodAccording to a December report from Indiana’s Family and Social Services Administration, the state could potentially see a $24 million increase in annual Medicaid costs with the current two dozen new nursing facilities that have submitted construction plans to state agencies. This number is the motivation behind a proposed ban, or moratorium, on nursing home construction in Indiana.

While this bill would not affect counties with occupancy rates greater than 90 percent, the Legislature is reconsidering an effort to impost a three-year..


Tags: Construction Ban Indiana insurance Moratorium nursing home

Posted:March 30, 2015
Posted in: Blog

Could Nursing Home Staff Face Medical Malpractice Claims Your nursing home administrators are likely aware of many of the risks they face in the course of their business; employee liability risks due to overworked staff, workers comp claims due to slips and falls, or even property damage caused by an employee, resident, or natural disaster. One coverage your clients may not necessarily consider, but is vitally important, is Nursing Home Professional Liability Insurance. Professional liability insurance from K&B Underwriters covers your client on an incident-sensitive basis if they are sued..


Tags: Assisted living Liability Insurance nursing home Professional Liability

Posted:March 6, 2015
Posted in: Blog, Nursing Home

 

Dementia Patients Being Over-Drugged, GAO Study Finds

Prescription drugs have often been the go-to solution for symptoms related to conditions such as dementia and Alzheimer’s. Senior citizens who have these diseases typically suffer from behavioral and psychological problems such as restlessness, aggression, delusions, hallucinations, sleep disturbances, and more, as a result. While nobody can deny the importance and success of anti-psychotic drugs as an effective treatment for these symptoms, opponents are questioning the overall necessity of these drugs. Could overuse cause Nursing Home Liability Risks for your clients?

While elderly dementia patients..


Tags: Anti-psychotic Drugs assisted living insurance FDA GAO GAO Report nursing home insurance Study Survey

Posted:March 3, 2015

Is Assisted Living Camera Monitoring in Our FutureIs Assisted Living Camera Monitoring in Our Future?

Security cameras are certainly not a new concept; we see them in businesses, shopping malls, hospitals, Dr. Offices, etc. However cameras can serve a much deeper purpose that just security monitoring, especially in the senior living industry, a fact that is not lost on California assisted living leaders.

While the California Department of Social Services keeps a very watchful eye on individual residents’ right to grant permissions for recording devices being set up in private rooms, they..


Tags: Assisted Living Liability Camera Monitoring nursing home nursing home insurance risks

Posted:February 6, 2015
Posted in: Blog, Nursing Home

What Makes an Effective Risk Management StrategyWhat Makes an Effective Risk Management Strategy?

What should an effective risk management strategy look like for a nursing home? No matter what type of business is being run, all risk management strategies much start with a solid plan. Your nursing home administrator clients should have a few pertinent items included in their plan, such as:

  • A rundown of their individual risks
  • A classification for each risk based on their likelihood and impact
  • An assessment of their current security controls
  • A plan of action

Once this plan is in..


Tags: Effective Risk Management insurance liability nursing home Program Risk Management Strategy

Posted:January 29, 2015
Posted in: Blog, Nursing Home

The Importance of Boosting Assisted Living Staff MoraleThe Importance of Boosting Assisted Living Staff Morale

Whether they run a nursing home, facilitate a CCRC, or work at an assisted living facility, your clients have a tough job when it comes to retaining staff. The nursing home and healthcare industry are one of the roughest industries when it comes to employee turnover, due to the effect that stress can have on an aide or another employee. They are met with not only intense physical demands day-to-day, but mental and emotional ones as well.

Over..


Tags: Assisted living Employee Turnover insurance liability nursing home Nursing Turnover Staff Morale Staff Risks

Posted:January 26, 2015

What Factors are Key to Effective CaregivingWhat Factors are Key to Effective Caregiving?

In April 2007, former nursing home administrator Philip DuBois was in a tragic accident that required rehabilitation at the very nursing home he was the administrator for. During this time, he got first-hand experience in how residents and patients were treated. He discovered that the attitude of many nurses and staff members was that they were just there to care for residents and check off their duties like tasks on a list, rather than caring about the residents, which..


Tags: Assisted living caregiving liability effective caregiving insurance liability nursing home senior living

Posted:December 16, 2014
Posted in: Blog, Senior Living

Addressing Unmet Resident Needs in Retirement CentersAddressing Unmet Resident Needs in Retirement Centers

As reported on senior living website McKnights.com, residents of continuing care retirements centers are experiencing more unmet needs than residents of other assisted living facilities, or even their own homes.

According to research compiled by the University of Michigan and the Urban Institute, 42% of residents in assisted living have unmet needs for help with daily living activities. Author Vicki Freedman, Ph.D. notes that this statistic doesn’t necessarily mean that assisted living providers are failing to deliver on promised..


Tags: Assisted living CCRC continuing care retirement center insurance retirement community Risk Management senior living

Posted:December 3, 2014
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance