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Exploring Society’s View on End-of-Life Care Today

Exploring Society’s View on End-of-Life Care TodayExploring Society’s View on End-of-Life Care Today

Last year, we published a blog post in which we questioned if end-of-life care was too aggressive. As we mentioned in this prior post, the use of hospice services has increased among the elderly and disabled, however many patients are beginning palliative or end-of-life care just a few days or even hours before dying, therefore not receiving as much pain-free time as they could before passing away.

According to an article from WealthManagement.com, modern medical technology today exacerbates..


Tags: assisted living insurance end of life care nursing home insurance nursing home liability

Posted:August 28, 2014
Posted in: Blog, End of life care

Are Nursing Homes Being Overwhelmed by Hospital Patients?

Are Nursing Homes Being Overwhelmed by Hospital PatientsAre Nursing Homes Being Overwhelmed by Hospital Patients?

According to a recent article published on senior living website McKnights.com, too many recovering hospital patients choose a long-term care facility, such as a nursing home, for their rehabilitation needs for the wrong reasons. According to a paper about to be published in Annals of Long-Term Care, hospitals do not give necessary and needed guidance to these patients.

The paper will be offering a “roadmap” in order to help hospitals and patients work together to choose a..


Tags: hospital rehabilitation risks insurance Long term care nursing home insurance Nursing Homes overwhelmed nursing homes

Posted:August 14, 2014
Posted in: Blog, Nursing Home, Risk Management

Senior Living Risk Management: Involving CNAs in Decision Making

Senior Living Risk Management Involving CNAs in Decision MakingSenior Living Risk Management: Involving CNAs in Decision Making

It’s no secret to your clients in the senior living industry that employees play a large role in the management and success of their business, whether it’s a nursing home, continuing care center, or assisted living facility. This has led some to wonder; should Nursing Assistants, or CNAs, be empowered to be involved in the decision making process, when it comes to how their employer runs their facility? One study finds that this could actually..


Tags: decision making employee benefits liability employee practices liability insurance nursing home Risk Management senior living

Posted:July 29, 2014
Posted in: Blog, Risk Management, Senior Living

Reducing Nursing Home Risks by Addressing Common Problems with Care

Reducing Nursing Home Risks by Addressing Common Problems with CareReducing Nursing Home Risks by Addressing Common Problems with Care

According to the National Senior Citizens Law Center (NSCLC), nursing homes often follow certain practices that violate the Nursing Home Reform Law, and as a result harm their residents. Many times, nursing home risks arise out of the neglect of care on behalf of nursing home staff, if even unintentional. Due to this fact, it’s imperative that your nursing home administrator clients be aware of the common problems with care within nursing..


Tags: caring for nursing home residents common problems insurance nursing home nursing home care nursing home residents nursing home risks

Posted:July 7, 2014
Posted in: Blog, Nursing Home, Risk Management

Nursing Home Insurance: The Prevalence of Workplace Bullying

Nursing Home Insurance The Prevalence of Workplace BullyingNursing Home Insurance: The Prevalence of Workplace Bullying

In an annual conference held in early June by the National Association Directors of Nursing Administration in Long Term Care (NADONALTC), audience members were invited to speak about how they felt when a supervisor yelled at them, citing feelings of embarrassment, disparagement and incompetence. Essentially, they felt bullied.

Bullying takes place in all workplaces, throughout many different professions. However, the problem seems to be especially prevalent in nursing. According to American Nursing Today, in a survey of..


Tags: nursing home bullying nursing home insurance Risk Management workplace bullying workplace violence

Posted:June 18, 2014
Posted in: Blog, Nursing Home

The Impact of Digitized Healthcare on the Senior Living Industry

The Impact of Digitized Healthcare on the Senior Living IndustryThe Impact of Digitized Healthcare on the Senior Living Industry

There’s been a new hot topic making its way through the airwaves, such as during the JP Morgan Healthcare Conference in February 2014. This topic? Digitized healthcare. As one Forbes.com article points out, the United States healthcare system is facing three challenges right now: high prices, poor care coordination, and an onslaught of chronic disease; all of which can be addressed by digitized healthcare.

Digitized healthcare, also called digital health, is a discipline..


Tags: digital health digitized healthcare healthcare insurance nursing home Risk Management senior living industry

Posted:June 4, 2014
Posted in: Blog, Risk Management, Senior Living

Nursing Home Insurance: Do Resident Health Problems Increase Risks?

Nursing Home Insurance Do Resident Health Problems Increase RisksNursing Home Insurance: Do Resident Health Problems Increase Risks?

According to researcher Dr. Emily Finlayson, who specializes in gastrointestinal surgery at the University of California in San Francisco, doctors may be too aggressive when it comes to performing surgery on nursing home residents. This belief stems from incidences of “low-risk” surgeries resulting in residents’ deaths. For example, one study found that 12 out of 100 nursing home residents who had their appendix removed died within a month of the procedure, compared to just two..


Tags: high quality care insurance nursing home nursing home exposures nursing home resident nursing home risks Nursing Homes resident health problems

Posted:May 27, 2014
Posted in: Blog, Nursing Home

Senior Living Industry: Serving the Mental Health Needs of the Elderly

Senior Living Industry Serving the Mental Health Needs of the ElderlySenior Living Industry: Serving the Mental Health Needs of the Elderly

In April of 2014, a very sad and tragic homicide occurred at a nursing home in Houston, Texas. A 56-year-old man had an altercation with his two roommates, and during the altercation assaulted the two men with the arm of his wheelchair, ultimately leading to their deaths. Nobody can say if this incident could have been prevented in some way, but it does raise the question of if, and how, nursing..


Tags: Assisted living elderly mental health elderly risks insurance mental health nursing home liability resident care senior living

Posted:May 12, 2014
Posted in: Blog, long term care, Senior Living

How is the ACA Impacting Long Term Care Risks?

How is the ACA Impacting Long Term Care Risks

How is the ACA Impacting Long Term Care Risks?

Have your long term care clients joined the ranks of those senior living industry leaders who have aligned their organization with an Accountable Care Organization (ACO)? The Patient Protection Act, also known as the Affordable Care Act (ACA), encourages the development of these ACOs, in hopes they will help ease rising Medicare costs.

The goal of coordinate care through an ACO is to ensure that patients and long term care residents, especially the chronically ill, get..


Tags: ACA Accountable Care Organization ACO Affordable Care Act healthcare Long term care long-term nursing home resident risks Risk Management risks

Posted:April 28, 2014
Posted in: Blog, long term care, Risk Management

The Importance of Emergency Preparedness in Nursing Homes

The Importance of Emergency Preparedness in Nursing HomesThe Importance of Emergency Preparedness in Nursing Homes

In May of 2011, the Greenbriar Nursing Home in Missouri was in the direct path of the tornado that tore through Joplin. Of the 95 nursing home residents, 19 died. The nursing home was the structure with the highest number of fatalities in the tornado, which claimed a total of 161 people in the town, according to the National Institute of Standards and Technology (NIST).

A recent NIST report stated that “the damage survey indicated that there..


Tags: emergency preparedness nursing home emergency nursing home insurance nursing home liability preparing for an emergency

Posted:April 10, 2014
Posted in: Blog, Nursing Home, Risk Management
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance