ACE

ACE Medical Risk, an ACE Professional Risk Business Unit, provides the marketplace with a financially stable alternative for risk transfer in the face of recent market turmoil. Their experienced underwriters know the current state of the marketplace and the complexities facing their business. Through innovative thinking, global capability and a strong commitment to customer satisfaction ACE protects the well being of healthcare professionals and organizations around the world, so that they can move forward with confidence.

Eligibility

• Nursing homes, skilled/acute or intermediate care
• Assisted living; personal care facilities
• For-profit and not-for-profit
• Single location facilities most desirable
• Minimum deductible; $5,000 professional/general liability

Coverage Highlights

• Professional liability; claims made, non admitted
• General liability; occurrence, non admitted
• Property, automobile, crime, EDP and boiler machinery; admitted
• Umbrella/Excess
• Defense outside limits on primary, inside on excess
• Incident sensitive trigger for professional liability
• Abuse & Molestation; silent or can offer a sub limit
• Punitive damages; silent on not-for-profits, case by case on for-profits
• Medical director included as employee

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