AIG

AIG's long-term care program is underwritten by Lexington Insurance Company. Lexington's healthcare department is one of the nation's largest providers of general and professional liability insurance for the long-term care industry. With over ten years of experience in this class of business, Lexington has developed the underwriting, claims and loss control talent necessary to serve the needs of eldercare providers. With a presence in most states, Lexington provides a source of insurance with the capacity to handle anything from a single location facility to structured programs for regional and national operators. Lexington Insurance also provides risk management services tailored to the LTC industry, with a focus on providing new, cutting edge technology to improve the risk profile of the providers they insure.

Eligibility

• Skilled care
• Acute care
• Assisted living
• Independent living
• For-profit and not-for-profit
• Minimum premium: $50,000 most states
• Minimum deductible: $25,000
• WC and auto liability coverage available on a select basis

Coverage Highlights

• Claims-made professional and general liability
• Excess available up to $10,000,000
• Defense inside limits
• Abuse and molestation coverage available
• Punitive damage coverage available

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