OneBeacon

A subsidiary of the OneBeacon Insurance Group, OneBeacon Professional Partners focuses exclusively on professional liability. Based on a foundation of financial strength, a commitment to outstanding service, innovative risk transfer solutions and expert claims handling capabilities, OneBeacon is a strong partner of long-term care providers countrywide. Underwriting and risk management form the core principles of OneBeacon's approach to the long-term care market. Please ask about property and auto coverage - available through OneBeacon subsidiaries.

Eligibility

• Skilled Care
• Assisted Living
• Independent Living
• Continuing Care Retirement Communities (CCRC's)
• Adult Day Care

Coverage Highlights

• General and professional liability up to $1,000,000/$3,000,000
• Minimum policy premium is $75,000
• Minimum policy retention is $25,000
• Defense costs included in the limit of liability
• Professional coverage is claims made only
• General liability coverage can be written either CM or occurrence
• Sexual abuse can be excluded, sub-limited or provided in full on primary policies at the underwriter's discretion
• Excess limits up to $5,000,000/$5,000,000 over captives, SIR's, RRG's, or other commercial primary carriers
• Maximum limits are $10,000,000/$10,000,000 if we are attaching excess of a minimum of $6,000,000
• Minimum excess policy premium is $75,000
• Excess policy will provide coverage over GL, PL, AL, EBL and EL

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