Features

DigniCARE provides targeted coverage solutions specially tailored for a wide variety of senior living risks. The program features:

• Professional Liability (incident-sensitive) coverage for injury to residents
• General Liability coverage for injury to non-residents
• Employee Benefits Liability
• Sexual Misconduct Liability coverage by separate limit
• Defense Costs Outside of Limits for most coverages
• Disciplinary Proceedings Defense
• Coverage for Medical Director within scope of employment
• Coverage for Students in a formal training program at your facility
• Coverage for Barbers and Beauticians for resident services
• Good Samaritan Acts included within the definition of Medical Services
• Blanket Additional Insureds
• Options for Excess Limits up to 10M/10M with ability to sit over Auto and Employers Liability
• Options for Punitive Damages
• Options for Evacuation Expense
• Options for Deductible and SIR choices, including first-dollar
• Options for ERP and Facility Runoff coverage
• Options for Occurrence form coverage (coming soon)
• Options for Workers Comp, Property and Auto packages

These descriptions of coverage features within the DigniCARE program are given as a summary only and may differ from policy to policy. You must consult the actual terms, conditions and exclusions of your DigniCARE policy or quote in order to determine coverage details.

For more information on submissions for each risk, visit our submissions page.