The baby boomer generation is set to change the future of senior care. Boomers will not only want their physical independence, but they will also want to influence and control the environment in which they reside. This group will expect more choices from their assisted living facilities in terms of the types of residences available and level of care and services offered. They will want the most up-to-date technology at the facilities to be able to communicate with their family and to enhance such disabilities as hearing loss and vision impairment. On-site exercise equipment and aquatic therapy will be commonplace at the larger communities.
The staff at assisted living communities will also have increased access to the most up-to-date technology to accommodate the needs of their residents, including, for example: physician access to a continuous update of medical records to make necessary medication changes; and technology advances to help prevent falls, such as motion sensors that monitor balance and remote-controlled walkers that can automatically steer away from obstacles. Geriatric physicians, podiatrists, dentists, optometrists will be readily available to visit with residents where they reside.
K&B: At the forefront of senior living solutions.
With these advances and additional services come increased and new risks that facilities will face. K&B Underwriters, a leader in senior living insurance and risk management, is at the forefront of developing programs that protect against the myriad of exposures assisted living facilities face today and into the future as they evolve and expand services to meet the demands of tomorrow’s residents. Our comprehensive DigniCARE program, offered through broker partners, includes: Professional Liability, General Liability, Employee Benefits Liability; Sexual Misconduct; Commercial Property; Business Auto, Workers Compensation, and other key coverages.
In addition, K&B provides DigniCARE insureds with access to a host of risk management services at no additional cost.
There are few professions as selfless and challenging as those who care for seniors. As the graying of our society changes the landscape of our communities and presents additional opportunities as well as risk, K&B Underwriters can help you navigate your clients with an insurance and risk management program that is specifically designed to serve their needs.
Contact our specialized underwriters to discuss our program for assisted living.
Please give us a call at 855.883.6306, complete the form on this page, or look at our territory map to locate an underwriter near you to find out more about the K&B difference and how to partner with us as a broker.