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Category Archives: Senior Living

Continuous Technological Monitoring: Improving Elderly Care

Continuous Technological Monitoring Improving Elderly CareThe advent of new technology has allowed for the improvement of senior care nationwide. While most don’t associate cutting –edge technology with the elderly, these breakthroughs have boosted various components of geriatrics in recent years. As the care model has shifted from hospitals to home environments, these new developments are making progress at improving their quality of life at home. However, in order to secure their operations, your clients need to be equipped with a comprehensive Senior Living Risk Management Program.

McKnight’s states..


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Exploring End-of-Life Care Access for Minorities

Exploring End-of-Life Care Access for MinoritiesEnd-of-life care is a huge component for healthcare for the elderly and those who are suffering from life threatening conditions. However, in a culturally diverse nation, some argue that minorities don’t receive the quality care and communication that is imperative for their diagnosis. To protect your clients’ facilities and ensure the quality of care for patients, a Senior Living Insurance Program is critical.

A number of studies document lower quality end-of-life care for minorities regarding satisfaction, communication and pain management, states The Guardian...


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Could Improving Patient Mental Health Improve Physical Health?

Could Improving Patient Mental Health Improve Physical HealthHappiness and the ability to savor positive experiences can have lasting benefits on physical and emotional health. In a recent study performed by Mather LifeWays Institute, 267 older adults were asked to rate their happiness and health. The results proved that the more savoring ability the person possessed, the healthier they tended to be. The following guidelines are recommended by experts that can help to assist in health of senior living residents. As these are implemented, a sound Senior Living Liability Insurance Program..


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GPS System for Nursing Home Residents

GPS System for Nursing Home Residents An administrator for a senior living establishment has employed the use of GPS-like technology to effectively track residents and promote safety during daily operations. The Michigan based facility has been successful with their implementation of this new development, helping to decrease Assisted Living Liability.

Deb Banton has turned to advanced technology to improve customer care and safety practices in her 65-bed facility, Traverse Victorian Senior Living. The new home, which opened in March, features three separate themed rooms, luxury accommodations, and upscale decoration. Although Banton..


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Could GPS Devices be the Answer to Dementia Care?

Could GPS Devices be the Answer to Dementia CareA study performed in Norway has tested the use of GPS tracking devices to assist dementia and cognitive dysfunction patients in navigating their activities. This tactic has been overall beneficial to the patients and their kin, healthcare providers, and assisted living staff. When reviewing your clients’ Senior Living Liability needs, it is important to stay up-to-date on nursing home news around the globe should programs such as this ever be implemented in the United States.

The ongoing study is being carried out by..


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GA Senior Living Organization to Open Board & Care Home

GA Senior Living Organization to Open Board & Care HomeA modern alternative to nursing homes is being implemented in the Atlanta area. Regency Home Care has announced that it has opened a more personal home environment experience called Residences by Regency. New creative developments such as these require insurance policies in order to protect against any liabilities and risk exposures associated with typical nursing homes. A Senior Living Program insurance package will protect your client’s business and assets.

The Regency Residents provides a more normalized senior living lifestyle. According to

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K&B Announces an Exciting Change!

We are excited to announce that effective 5-20-15 Protx Risk Management LLC has become the underwriting manager for K&B Underwriters.  All future servicing and communication will be handled by Protx Risk Management under a service agreement with K&B.  On a daily business basis the processing of business will remain unchanged.

We are confident this arrangement will enhance the service focus provided by your agent, K&B.  Equally important, we believe the best way for Protx to bring our clients stability and value over time is by producing superior results for our market partners.

Please feel free to contact us for questions or additional..


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Do Nursing Homes Need Policies for Intimate Relationships?

Do Nursing Homes Need Policies for Intimate RelationshipsIn the past year, there has been increased scrutiny on what happens inside nursing homes; with lawsuits being prompted by everything from elderly abuse to what type of entertainment is appropriate for senior citizens living in assisted living facilities. The appropriate Nursing Home Risk Management Policy will financially protect your clients’ facilities, but insurance only goes so far. At some point, certain actions become more of a question of ethics than it does financial responsibility.

Take the issue of intimate relationships among assisted..


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What Factors are Key to Effective Caregiving?

What Factors are Key to Effective CaregivingWhat Factors are Key to Effective Caregiving?

In April 2007, former nursing home administrator Philip DuBois was in a tragic accident that required rehabilitation at the very nursing home he was the administrator for. During this time, he got first-hand experience in how residents and patients were treated. He discovered that the attitude of many nurses and staff members was that they were just there to care for residents and check off their duties like tasks on a list, rather than caring about the residents, which..


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Improving Staff Communication within Nursing Homes

Improving Staff Communication within Nursing HomesImproving Staff Communication within Nursing Homes

Your clients likely already understand that good communications between residents, their families, and care providers is central to quality care. This type of good communications provides valuable insight into the medical history and preferences of the resident, increases family involvement and satisfaction, and can certainly help to reduce complaints or even prevent lawsuits from occurring against your clients’ senior living facility.

In addition to communication with residents and families though, how do your clients communicate with each other? According to Dr. Eleanor..


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Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance