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Tag Archives: senior living

Do Nursing Homes Need Policies for Intimate Relationships?

Do Nursing Homes Need Policies for Intimate RelationshipsIn the past year, there has been increased scrutiny on what happens inside nursing homes; with lawsuits being prompted by everything from elderly abuse to what type of entertainment is appropriate for senior citizens living in assisted living facilities. The appropriate Nursing Home Risk Management Policy will financially protect your clients’ facilities, but insurance only goes so far. At some point, certain actions become more of a question of ethics than it does financial responsibility.

Take the issue of intimate relationships among assisted..


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What Factors are Key to Effective Caregiving?

What Factors are Key to Effective CaregivingWhat Factors are Key to Effective Caregiving?

In April 2007, former nursing home administrator Philip DuBois was in a tragic accident that required rehabilitation at the very nursing home he was the administrator for. During this time, he got first-hand experience in how residents and patients were treated. He discovered that the attitude of many nurses and staff members was that they were just there to care for residents and check off their duties like tasks on a list, rather than caring about the residents, which..


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Addressing Unmet Resident Needs in Retirement Centers

Addressing Unmet Resident Needs in Retirement CentersAddressing Unmet Resident Needs in Retirement Centers

As reported on senior living website McKnights.com, residents of continuing care retirements centers are experiencing more unmet needs than residents of other assisted living facilities, or even their own homes.

According to research compiled by the University of Michigan and the Urban Institute, 42% of residents in assisted living have unmet needs for help with daily living activities. Author Vicki Freedman, Ph.D. notes that this statistic doesn’t necessarily mean that assisted living providers are failing to deliver on promised..


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Improving Staff Communication within Nursing Homes

Improving Staff Communication within Nursing HomesImproving Staff Communication within Nursing Homes

Your clients likely already understand that good communications between residents, their families, and care providers is central to quality care. This type of good communications provides valuable insight into the medical history and preferences of the resident, increases family involvement and satisfaction, and can certainly help to reduce complaints or even prevent lawsuits from occurring against your clients’ senior living facility.

In addition to communication with residents and families though, how do your clients communicate with each other? According to Dr. Eleanor..


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Senior Living Risk Management: Involving CNAs in Decision Making

Senior Living Risk Management Involving CNAs in Decision MakingSenior Living Risk Management: Involving CNAs in Decision Making

It’s no secret to your clients in the senior living industry that employees play a large role in the management and success of their business, whether it’s a nursing home, continuing care center, or assisted living facility. This has led some to wonder; should Nursing Assistants, or CNAs, be empowered to be involved in the decision making process, when it comes to how their employer runs their facility? One study finds that this could actually..


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Senior Living Industry: Serving the Mental Health Needs of the Elderly

Senior Living Industry Serving the Mental Health Needs of the ElderlySenior Living Industry: Serving the Mental Health Needs of the Elderly

In April of 2014, a very sad and tragic homicide occurred at a nursing home in Houston, Texas. A 56-year-old man had an altercation with his two roommates, and during the altercation assaulted the two men with the arm of his wheelchair, ultimately leading to their deaths. Nobody can say if this incident could have been prevented in some way, but it does raise the question of if, and how, nursing..


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Senior Living Insurance: Age Stereotypes & Self-Fulfilling Prophecies

Senior Living Insurance Age Stereotypes & Self-Fulfilling PropheciesSenior Living Insurance: Age Stereotypes & Self-Fulfilling Prophecies

The detrimental effects of ageism are particularly poignant in senior living homes. It can affect the quality of life, care and interactions with staff and family members. But research also indicates that it can affect seniors’ views of themselves.

Seniors face significant bias. While ageist stereotypes are influenced by several factors, many older adults are viewed as less competent. Older people are also consistently grouped with disabled and developmentally disabled individuals.

There are two issues with these ageist stereotypes...


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Senior Living Insurance: Views on Aging

Senior Living Insurance Views on Aging

Senior Living Insurance: Views on Aging

We’ve discussed ageism in previous blog posts. Views towards aging are a prevalent influence in how the senior population is viewed and treated. But how do individuals’ views on aging affect their own wishes? Conventional wisdom and pop culture indicates that we’d all like to live a little longer (immortality, the philosopher’s stone, etc.). But survey results indicate this may not be the case.

A national survey conducted by the Pew Research Center polled over 2,000 adults across the United States...


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Senior Focused Risk Management: A Conversation with Bryan Baird

Senior Focused Risk Management: A Conversation with Bryan BairdSenior Focused Risk Management: A Conversation with Bryan Baird

In a blog post a few months ago, we discussed a quandary in the senior living industry; how residences can provide seniors with dignified, high quality care while protecting themselves as a business against incurring costs from claims and exposures. From a business standpoint, it makes sense that senior living centers want to lower their bottom line and boost profits. So how do these two seemingly different goals of resident care and profits align?..


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Senior Living Insurance: Issues in Senior Living

Senior Living Insurance Issues in Senior LivingSenior Living Insurance: Issues in Senior Living

In a trend expected to continue over the next few decades, Americans are getting older and living longer. The senior living industry will be hit hard with the increasing elder population. Here are a few of the issues and trends they will see.

Census Bureau projections anticipate that the over sixty-five age group will increase by nearly five million to almost 40 million. Even more astounding, it is expected to double to 70 million by 2030. The over 85 age..


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Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance

 
Kbunderwriters
Kbunderwriters
  • "K&B has a model that backs up their binders with services that help providers care for residents. They understand the business, including the challenge of reimbursement reductions enabling them to engage best-in-class service providers… This level of knowledge and responsiveness really helps agents ‘brand’ themselves.... "

    Erik Halvorsen
    Peachtree Special Risk Brokers

  • "Thank you K&B for your DigniCARE product. Our firm works with a variety of senior living facilities and we consider the DigniCARE Program to be one of the best in the industry. Your team delivers professional and friendly service to your policyholders and your agency partners. You are a rock... "

    Pam Muzzilla
    McGowan Private Client Group

  • "The staff at K&B understood everything. In fact, I almost felt that they knew what I needed before I asked. K&B got things accomplished in such a short time frame! We sent a new submission on a large account and got quotes back in less than 8 days! I wouldn’t... "

    Vickie Fortner
    Bowersox Insurance Agency

  • "I could have gone to the same carrier through a different broker, but I liked the staff at K&B and liked working with them. K&B wanted the business, were aggressive, and turned it around very quickly. I am very pleased with the work... "

    Robin Walker
    Expert Underwriters, Inc

  • "We rely on the experience of K&B that we may not get by going straight to the company. I believe this relationship is an important and necessary one in dealing with the insurance underwriters. Actually, K&B was the only brokerage we went through. It was all or nothing! Our deadlines... "

    Barry Layman
    The Colony Group, CIC

  • "The staff at K&B was instrumental in helping me! I had a policy that needed to be written at the 11th hour and with your staff at K&B, we wrote the policy. We have other policies coming up in the future and K&B is the trustworthy choice for us.... "

    Mark Kuhr
    Talbot/Hub Agency

  • "It’s the staff at K&B that I want to work with – you’re the ones who know what you’re doing!! K&B is straightforward in working with me and can tell me ‘yes’ or ‘no’ to my questions right away, which is great and what I need! The flow with K&B... "

    Mike Kram
    MD Kram Insurance Brokerage

  • "Your staff is persistent. Since I’m persistent too, I like that! K&B’s service is great because of the small things. A big thing we contend with is having an underwriter simply pick up the phone to take a call from us. Your staff will do that and it means a... "

    Sean Crayton
    Nixon & Lindstrom Insurance